1027 Pine Mountain Drive
Big Bear City, CA, 92314
$474,000
MLS: 26000478
Beds
3
Baths
3
Sq Ft
1,752
Lot
0.19 ac
Year Built
1972
MLS #
26000478
Days on Market
99
Listed
Jan 19, 2026
Description
Welcome to 1027 Pine Mountain Drive, a spacious 1,752 sq. ft. mountain escape located in the highly sought-after Whispering Forest neighborhood of Big Bear City. Perfectly situated on a generous, tree-lined lot, this 3-bedroom, 3-bath residence offers the ideal balance of tranquility and accessibility—just minutes from the slopes, lake, and shopping, yet tucked away in a quiet residential enclave. As you approach, you'll appreciate the easy, level access and ample parking—a rare and valuable find in the mountains, perfect for your boat, RV, or winter guests. The home's classic mountain architecture features a durable composition roof and wood fencing that frames the backyard, creating a private haven for summer BBQs or watching the snow fall. Inside, the multi-level floor plan is designed for gathering. The main living areas are warm and inviting, anchored by a cozy fireplace that serves as the heart of the home. Unlike smaller cabins, this property offers room to breathe, with three bathrooms ensuring no morning rush before hitting the ski lifts. The layout includes versatile space ideal for a game room or bunk room. Best of all, this home is offered fully furnished, making it truly turnkey—just bring your toothbrush and start enjoying the mountain lifestyle immediately. Whether you are looking for a full-time family residence or a lucrative Short-Term Rental investment, this home checks the boxes. Located in unincorporated San Bernardino County (92314), this property offers a straightforward permit process for vacation rentals (buyer to verify). Don't miss this opportunity to own a move-in ready piece of Big Bear.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Victor Gutierrez · BGA Properties Inc.
Payment estimate
$3,593
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,400 · Loan: $426,600
- Principal & Interest
- $2,621
- Property tax (1.25%)
- $494
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $16,590 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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