10639 Wildrose
Rancho Cucamonga, CA, 91730
$768,000
MLS: WS26075898
Beds
4
Baths
2
Sq Ft
1,438
Lot
0.11 ac
Year Built
1985
MLS #
WS26075898
Days on Market
14
Listed
Apr 8, 2026
Description
Welcome to this beautifully renovated 4-bedroom, 2-bathroom residence located in the highly sought-after Terra Vista community of Rancho Cucamonga—where comfort, style, and convenience come together seamlessly. Renovated in 2020 and meticulously maintained, this move-in ready home offers a thoughtfully designed layout with distinct living and dining spaces, enhanced by soaring vaulted ceilings that create an airy, light-filled ambiance throughout. The inviting kitchen blends functionality with modern design, featuring quartz countertops, bright cabinetry, and stainless steel appliances—ideal for both everyday living and effortless entertaining. The spacious primary suite serves as a private retreat, complete with an ensuite bathroom and direct backyard access through a glass door—perfect for enjoying quiet mornings or unwinding at the end of the day. A cozy fireplace anchors the living room, while wood laminate flooring and faux wood blinds add a refined, contemporary finish throughout. Enjoy added confidence with recent major upgrades, including a new electrical panel (2024), a brand new AC and furnace (January 2025), and updated fencing completed within the past five years. Step outside to a private backyard designed for effortless living, featuring a fully hardscaped, ultra low-maintenance layout—perfect for outdoor dining, entertaining, or simply relaxing without the upkeep. Ideally situated on a quiet, well-maintained street, this home offers exceptional proximity to premier shopping, dining, and entertainment at Victoria Gardens, as well as convenient access to Interstate 15 and Interstate 210. Enjoy nearby parks including Central Park (Rancho Cucamonga), and the benefit of a neighborhood known for its strong sense of community and pride of ownership. Located within a highly-regarded school district, including Coyote Canyon Elementary School and Rancho Cucamonga High School, this home presents a rare opportunity to enjoy turnkey living in one of Rancho Cucamonga’s most desirable neighborhoods. **Some photos are digitally-staged and altered**
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: CARRIE GAN · Pinnacle Real Estate Group
Payment estimate
$5,635
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,800 · Loan: $691,200
- Principal & Interest
- $4,247
- Property tax (1.25%)
- $800
- Homeowners insurance
- $300
- Mortgage insurance
- $288
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $26,880 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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