10655 Lemon Ave 4009
Rancho Cucamonga, CA, 91737
$345,000
MLS: CV26068995
Beds
2
Baths
1
Sq Ft
816
Lot
0.03 ac
Year Built
1987
MLS #
CV26068995
Days on Market
21
Listed
Apr 1, 2026
Description
Welcome to this beautiful condo in the highly desirable gated Borgata community of Rancho Cucamonga! Featuring 2 bedrooms and 1 bathroom, this home offers an open and functional layout with wood flooring, fresh paint, and a bright living space that flows seamlessly into the dining area and kitchen with granite countertops. The Borgata community offers a resort-style lifestyle with lush landscaping, flowing streams, walking paths, and serene garden settings. Residents enjoy access to a pool, tennis courts, BBQ areas, and well-maintained common areas with daily upkeep. HOA also covers gas, water, and trash, providing added value and convenience. Recent HOA improvements include roof replacement, tree trimming, vent cleaning, and ongoing maintenance of the community. Located in a prime Inland Empire location, this home is just minutes from Victoria Gardens, Ontario Mills, top shopping, dining, and easy freeway access—making commuting and entertainment effortless. Perfect for first-time buyers, downsizers, or investors—don’t miss this opportunity to own in one of Rancho Cucamonga’s most desirable communities! Here’s what the HOA fee covers: ?Exterior building maintenance (stucco, wood, roof, Patio, fencing) ?Common area landscaping and upkeep ?Pool and Spa, ponds upkeep ?Onsight maintenance manager ?Water and trash included ?Insurance for common areas ?Gate maintenance and security patrol
Location
Rancho Cucamonga, San Bernardino County, CA 91737
Open on Google Maps ↗Listed by: Karen Zapien Nunez · ROA California Inc
Payment estimate
$2,697
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,500 · Loan: $310,500
- Principal & Interest
- $1,908
- Property tax (1.25%)
- $359
- Homeowners insurance
- $300
- Mortgage insurance
- $129
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $12,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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