10655 Lemon Avenue 3609
Rancho Cucamonga, CA, 91737
$410,000
MLS: IV26083387
Beds
2
Baths
2
Sq Ft
1,008
Lot
0.03 ac
Year Built
1987
MLS #
IV26083387
Days on Market
1
Listed
Apr 21, 2026
Description
Welcome to this beautifully updated 2-bedroom, 2-bathroom condo located in the highly desirable & quiet Borgata gated community . . . Just north of the 210 Fwy . . . This second-floor unit combines modern upgrades with resort-style amenities . . . Inside, you’ll find brand-new carpet in living room with fireplace, wood-looking tile flooring, & a stylish quartz countertop kitchen complete with ample & new cabinets with soft-closing drawers & doors, & a double sink . . . The open floor plan flows seamlessly into the spacious living area, which features a cozy fireplace & a large sliding glass door leading to your private covered balcony over looking mountains & greenbelt—perfect for relaxing or entertaining . . . The home also includes the convenience of in-unit laundry with washer & dryer included, mirrored closet doors in one of the bedrooms, & central heating & air conditioning for year-round comfort . . . The the property comes with two assigned parking spaces, one covered carport and one uncovered . . . Life at Borgata means enjoying exceptional community amenities such as THREE sparkling swimming pools, spas, tennis courts, clubhouse, multiple BBQ areas, and beautifully landscaped greenbelts with serene creeks & walking paths & seating benches throughout complex . . . The HOA fee covers water, trash, sewer, and landscaping, leaving only electricity to manage . . . This condo is ideally located within the highly rated Etiwanda School District . . . Banyan Elementary School & Vineyard Junior High is about 1/2 mile away with Los Osos High School about one mile away . . . Popular shopping and dining destinations including Victoria Gardens, Terra Vista Town Center, and Ontario Mills Mall. With easy freeway access, & walking distance to dining, shopping, & Trader Joes . . . Truly a perfect blend of comfort, convenience, and community living.
Location
Rancho Cucamonga, San Bernardino County, CA 91737
Open on Google Maps ↗Listed by: OSCAR GARCIA · 1% LISTING FEE
Payment estimate
$3,148
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000
- Principal & Interest
- $2,267
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91737 (Rancho Cucamonga) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.