11545 Kiowa
Apple Valley, CA, 92308
$410,000
MLS: CV26055166
Beds
3
Baths
2
Sq Ft
1,296
Lot
0.37 ac
Year Built
2003
MLS #
CV26055166
Days on Market
37
Listed
Mar 16, 2026
Description
A comfortable 3-bedroom, 2-bathroom home with a secure and practical layout. The property features a gated front yard, offering added privacy and safety. Inside, the home includes three bedrooms, suitable for a family, guests, or a home office, along with two bathrooms for convenience. The living area provides space for relaxing and spending time together, and the kitchen connects easily to the dining area, making everyday meals and gatherings easy. In the backyard, there is a storage shed that can be used for tools, gardening supplies, bikes, or extra household storage. The yard also provides room for outdoor activities, gardening, or entertaining. Overall, the home combines comfortable living space, a secure front entrance, and useful outdoor storage, making it practical for everyday living.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Dawnae Manson · KELLER WILLIAMS REALTY
Payment estimate
$3,148
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000
- Principal & Interest
- $2,267
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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