1220 Johnson Drive 131
Ventura, CA, 93003
$525,000
MLS: V1-33222
Beds
2
Baths
2
Sq Ft
1,680
Lot
0.08 ac
Year Built
1982
MLS #
V1-33222
Days on Market
149
Listed
Nov 24, 2025
Description
Reduced Price!!! Welcome to Rancho Ventura, an Exclusive 55+ gated community where homeowners own the land. This Spacious 2-bedroom, 2-bath home has 1,680 s.f. and features vaulted ceilings, a large living room, formal dining room with built-ins and an extra-large Primary Suite with walk-in closet. The Kitchen features Granite Countertops, pantry, breakfast bar plus an indoor laundry with extra storage and direct access to the 2-car attached garage. Entertain family and friends on your private patio Located near the clubhouse with ample guest parking. This home offers both comfort and convenience. Rancho Ventura residents enjoy exceptional amenities such as a pool, spa, clubhouse, RV parking, dog park, and more. Don't miss this opportunity to enjoy the vibrant lifestyle and sense of community that make Rancho Ventura so special. Don't wait! See it today!
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Peggy Sue Tierney · RE/MAX Gold Coast REALTORS
Payment estimate
$3,947
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,500 · Loan: $472,500
- Principal & Interest
- $2,903
- Property tax (1.25%)
- $547
- Homeowners insurance
- $300
- Mortgage insurance
- $197
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $18,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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