ActiveSingleFamilyResidence

1340 Plaza Del Amo

Torrance, CA, 90501

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$915,000

MLS: SB26059083

Beds

3

Baths

3

Sq Ft

1,900

Lot

0.05 ac

Year Built

2024

MLS #

SB26059083

Days on Market

35

Listed

Mar 18, 2026

Description

Welcome to your newly constructed all-electric home in the highly sought-after South Bay Village, nestled in the heart of South Bay and within a short drive to Old Town Torrance. This home comes equipped with an ADT surveillance system and paid solar panels. This two-story plan 3 boasts a spacious open concept floor plan that is great for entertaining. Bottom floor brings together the open-concept design, seamlessly connecting the kitchen, family room, and dining area. The chefs kitchen features a large island, modern appliances, quartz countertops throughout the kitchen. Combination of vinyl flooring and carpet not only makes it welcoming for family and guests but provides the cozy feeling when entering. Family room provides access to the private side yard that is great secondary area for entertaining, dinning area, powder bath and a 2 car attached garage complete the first floor. As you walk up stairs to the second floor, you are greeted to an open loft which is great secondary family/game room. The bright and tranquil master suite featuring a dual-vanity and ample closet space. The two additional bedrooms and an additional bathroom is great for family, kids or guests. Within close proximity to LAX, Wilson park, Del Amo Fashion Center, Old Town Torrance and Redondo Beach.

Location

Torrance, Los Angeles County, CA 90501

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Listed by: Gurpreet Bhachu · West Shores Realty, Inc.

Payment estimate

$6,656

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $91,500 · Loan: $823,500

%
Principal & Interest
$5,060
Property tax (1.25%)
$953
Homeowners insurance
$300
Mortgage insurance
$343
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $32,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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