136 N K
Needles, CA, 92363
$169,999
MLS: CV26017963
Beds
2
Baths
1
Sq Ft
844
Lot
0.19 ac
Year Built
1925
MLS #
CV26017963
Days on Market
87
Listed
Jan 25, 2026
Description
Welcome to 136 N K Street in Needles, CA—a classic 1925 one-story home with charm, space, and serious potential, just minutes from the Colorado River. This 2-bedroom, 1-bath property offers 844 square feet of living space sitting on a generous 8,100 sq ft lot, giving you room to breathe, park, expand, or just kick back and enjoy desert living. Pull up and you’re greeted by a raised front stoop with wide steps, a covered porch, and solid curb appeal—tight and inviting. Inside, the layout is simple and functional, perfect for first-time buyers, snowbirds, or investors looking for a smart hold. The home includes a dedicated washer and dryer room, a 1-car garage, plus RV parking, which is gold out here. The oversized yard offers endless possibilities—garden, toys, extra storage, or future additions. Built in 1925, this home has that old-school character you can’t fake, paired with the freedom of a large lot and no nonsense layout. Located near the river, you’re close to outdoor recreation, boating, fishing, and all the laid-back vibes Needles is known for. Whether you’re looking for a primary residence, a desert getaway, or an investment with upside—this one checks the boxes.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Naeema Fox · AGENCY 8 REAL ESTATE GROUP
Payment estimate
$1,481
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $17,000 · Loan: $152,999
- Principal & Interest
- $940
- Property tax (1.25%)
- $177
- Homeowners insurance
- $300
- Mortgage insurance
- $64
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $5,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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