13632 Fran Street
North Edwards, CA, 93523
$190,000
MLS: 26001716
Beds
3
Baths
2
Sq Ft
1,288
Lot
0.24 ac
Year Built
1991
MLS #
26001716
Days on Market
62
Listed
Feb 27, 2026
Description
Major Price Improvement!!! Excellent opportunity for investors. Built in 1991, this home has 3 bedrooms, 2 full baths and a 2 car attached garage. It sits on a .24 acre lot size and has 2 covered patios. The interior features a cozy brick fireplace, ceiling fans, tile in the kitchen, dining room and bathrooms. The kitchen has been upgraded with granite counter tops and oak cabinetry, range and dishwasher are included. The primary bedroom has an en-suite bathroom with tile tub surround and newer commode. The front bathroom features granite counter top, upgraded sink and commode and tile tub surround. It also has central HVAC and washer & dryer hook-ups in the garage. This home has lots of potential, it just needs some cosmetic repairs like paint and flooring to shine again.
Location
North Edwards, Kern County, CA 93523
Open on Google Maps ↗Listed by: Marianne Llanos · California Premier Real Estate
Payment estimate
$1,620
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $19,000 · Loan: $171,000
- Principal & Interest
- $1,051
- Property tax (1.25%)
- $198
- Homeowners insurance
- $300
- Mortgage insurance
- $71
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this North Edwards home with as little as 3.5% down using an FHA loan — roughly $6,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93523 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in North Edwards. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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