1414 Cedar
San Bernardino, CA, 92404
$574,000
MLS: OC25248547
Beds
5
Baths
3
Sq Ft
1,738
Lot
0.15 ac
Year Built
1948
MLS #
OC25248547
Days on Market
172
Listed
Oct 28, 2025
Description
BEAUTIFUL HOME - Completely renovated and versatile property that offers two living spaces under one roof, making it perfect for a large family or for potential rental income. The main house features 4 spacious bedrooms and 2 bathrooms, plus a 204 SqFt 1 bedroom / 1 bath attached studio ADU unit making it a total 5 bedrooms / 3 bathrooms home. The ADU has its own separate entrance, creating privacy and flexibility for all members of the home. Inside this beautiful property you will find NEW tile flooring thru-out the home, NEW ceiling fans in most rooms, and generously sized bedrooms that provide comfort and functionality, NEW Kitchen with NEW appliances, NEW lighting fixtures throughout, NEW countertops in the kitchen, and freshly painted inside and out. What a great opportunity for a new homeowner seeking additional living space or a rental income home in a desirable location! Don't miss out on this excellent investment, this property is a must-see. Close to shopping, fwys, parks and Schools. Title has it as a 3 bedroom 1 bathroom home, interested buyers and buyer's agents are advised to do their own due diligence to verify all information.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Hector Montano · New Leaf Realty
Payment estimate
$4,287
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,400 · Loan: $516,600
- Principal & Interest
- $3,174
- Property tax (1.25%)
- $598
- Homeowners insurance
- $300
- Mortgage insurance
- $215
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,090 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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