1621 Acacia
Torrance, CA, 90501
$960,000
MLS: PV26081675
Beds
2
Baths
2
Sq Ft
907
Lot
0.13 ac
Year Built
1927
MLS #
PV26081675
Days on Market
6
Listed
Apr 16, 2026
Description
Charming Spanish style bungalow located in the heart of Old Torrance. This 2 bedroom, 1 1/2 bath home features an updated kitchen, refreshed bathrooms, fresh interior paint, and refinished hardwood floors throughout. Can lighting adds a bright, modern touch while preserving the home’s classic character. Situated on a generously sized lot with a detached garage, the property offers ample space for expansion or the potential to add an ADU. A perfect starter home or investment opportunity in one of Torrance’s most desirable historic neighborhoods.
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: Melissa Resich · Estate Properties
Payment estimate
$6,969
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $96,000 · Loan: $864,000
- Principal & Interest
- $5,309
- Property tax (1.25%)
- $1,000
- Homeowners insurance
- $300
- Mortgage insurance
- $360
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $33,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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