1816 Bernina Drive
Pine Mountain Club, CA, 93222
$529,000
MLS: SR25217948
Beds
5
Baths
3
Sq Ft
2,580
Lot
0.23 ac
Year Built
1977
MLS #
SR25217948
Days on Market
219
Listed
Sep 15, 2025
Description
Hidden Gem with Space, Style & Privacy – 1816 Bernina Dr Tucked away behind mature trees and natural landscaping, this spacious mountain home offers privacy, views, and plenty of room to spread out. A large front yard provides additional parking and a welcoming buffer of space, enhancing both convenience and seclusion. With 5 bedrooms, 3 bathrooms, and multiple living areas, this home is ideal for family living, entertaining, or hosting guests. Step inside to an impressive living room with a wood-beam cathedral ceiling, warm laminate wood floors, and a wood-burning stove set on an elevated brick hearth. The open floor plan connects the living, dining, and kitchen areas seamlessly, while a separate family room creates the perfect retreat for kids or cozy evenings. The kitchen blends modern style with timeless charm—featuring stainless steel appliances, a sleek range hood, white Corian countertops, crisp white cabinets, and floating shelves that offer stylish display space. The oversized primary suite is a true escape with a huge mirrored closet and a spa-inspired bathroom complete with classic wainscoting and a clawfoot soaking tub. Here you’ll also find a second bedroom and an additional ¾ bath—perfect for a home office or guest quarters. Downstairs offers three more generously sized bedrooms and a full bath with a tile shower/tub combo and tile flooring. Additional highlights include a 2-car carport, an expansive front yard with extra parking, and the peace of living surrounded by nature.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Julie Paul · Frazier Mt.Real Estate
Payment estimate
$3,975
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,900 · Loan: $476,100
- Principal & Interest
- $2,925
- Property tax (1.25%)
- $551
- Homeowners insurance
- $300
- Mortgage insurance
- $198
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $18,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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