2215 Oak Street 202
Santa Monica, CA, 90405
$795,000
MLS: 26671551
Beds
2
Baths
2
Sq Ft
1,146
Lot
0.16 ac
Year Built
1978
MLS #
26671551
Days on Market
0
Listed
Apr 22, 2026
Description
Bright and beautifully appointed upper-floor unit in the heart of Santa Monica's coveted Ocean Park neighborhood. Stunning French doors flood the north-facing living space with natural light, complementing the rich hardwood floors throughout. Both bedrooms feature new carpet, with the primary suite offering a private en suite bath. The kitchen and bathrooms have been tastefully upgraded, and new baseboard heaters add year-round comfort. With only one shared common wall and a private balcony, this unit lives more like a home than an apartment. Steps from the neighborhood's newest cafes and restaurants, this is Ocean Park living at its best!
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Anita Sever · Hugh Borax
Payment estimate
$5,822
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,500 · Loan: $715,500
- Principal & Interest
- $4,396
- Property tax (1.25%)
- $828
- Homeowners insurance
- $300
- Mortgage insurance
- $298
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $27,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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