2316 Cedarwood Drive
Pine Mountain Club, CA, 93222
$749,950
MLS: SR26082146
Beds
6
Baths
4
Sq Ft
4,300
Lot
0.23 ac
Year Built
1988
MLS #
SR26082146
Days on Market
0
Listed
Apr 22, 2026
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Gary Keshishyan · Pinnacle Estate Properties
Payment estimate
$5,509
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,995 · Loan: $674,955
- Principal & Interest
- $4,147
- Property tax (1.25%)
- $781
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $26,248 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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