3445 Ocean Drive
Oxnard, CA, 93035
$3,995,000
MLS: V1-34657
Beds
4
Baths
4
Sq Ft
2,794
Lot
0.06 ac
Year Built
1975
MLS #
V1-34657
Days on Market
67
Listed
Feb 14, 2026
Description
OCEANFRONT LIVING, home on Hollywood Beach -- Just North of Malibu and South of Santa BarbaraWelcome to your beachfront escape, where panoramic ocean views greet you from nearly every room. Perfectly positioned directly on the sand, this three-story coastal residence blends modern comfort with timeless East Coast-inspired design, offering a rare combination of style, space, and effortless beach access. Offered completely furnished, this is a true turnkey opportunity -- simply arrive and begin enjoying the beach lifestyle.The first level is designed for relaxed seaside living and entertaining, featuring a private guest suite, full bath, and a spacious family room anchored by a cozy fireplace. A kitchenette with a mini refrigerator and sink makes hosting easy, while custom built-in sleeping bunks create the ultimate kids' sleepover retreat. Sliding doors open directly to the beachfront patio -- ideal for morning coffee, sunset gatherings, and evenings filled with family fun.The main living level is bright and open, showcasing soaring vaulted wood-beam ceilings, a dramatic wall of windows, and expansive living and dining spaces that frame endless ocean views. A second fireplace adds warmth and architectural character to the ocean-view living room. The spacious kitchen features double ovens, a built-in microwave, generous prep space, and direct deck access for seamless indoor-outdoor entertaining. A flexible bonus room and powder bath add convenience, while a well-appointed second-level laundry room enhances everyday functionality.Upstairs, the primary suite and guest bedroom both showcase unobstructed water views and en-suite baths. The primary retreat features a walk-in closet, custom built-ins, and a skylight, creating a private sanctuary that captures the peaceful rhythm of oceanfront living. Complete with a two-car garage equipped with a Tesla charging station, and direct beach access just steps from your door, this exceptional residence offers the ultimate Hollywood Beach lifestyle -- wake to the sound of waves, spend your days on the sand, and end each evening with breathtaking sunsets right outside your door. Walk to local Farmers Market, eateries, pubs and concerts in the park, live where you always feel like you're on vacation.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Ann Howarth · RE/MAX Gold Coast-Beach Office
Payment estimate
$28,051
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $399,500 · Loan: $3,595,500
- Principal & Interest
- $22,091
- Property tax (1.25%)
- $4,161
- Homeowners insurance
- $300
- Mortgage insurance
- $1,498
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $139,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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