3525 Fernwood Street
Rosamond, CA, 93560
$399,000
MLS: 26001347
Beds
3
Baths
2
Sq Ft
1,421
Lot
0.17 ac
Year Built
1990
MLS #
26001347
Days on Market
44
Listed
Mar 28, 2026
Description
Come see this beautifully, well maintained, move-in ready home for your family. Sellers have upgraded the kitchen with newer cabinets, sink, faucet, dishwasher, microwave and quartz countertops. They also recently added the kitchen island which is great for added storage space and counter space. The flooring is newer premium waterproof poly vinyl plank flooring with newer base boards. All bedroom and bathroom doors have been upgraded as well. The bonus room can be used as a 4th bedroom, seller added a 4' x 10' walk in closet. Most of the rooms have newer window blinds as well. This home also has a large backyard, storage shed and solar panels. Beautiful view of the desert sky for those dark nights when you can see the stars. Call and make an appointment today!
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Nancy Rodriguez · Keller Williams Realty A.V.
Payment estimate
$2,988
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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