3530 Isle Way
Oxnard, CA, 93035
$809,000
MLS: V1-35841
Beds
3
Baths
2
Sq Ft
1,854
Lot
0.11 ac
Year Built
1971
MLS #
V1-35841
Days on Market
6
Listed
Apr 16, 2026
Description
Spacious and beautifully maintained home just minutes from the harbor and local beaches. Features a remodeled open-concept kitchen with breakfast bar and granite countertops, ideal for both everyday living and entertaining. Enjoy a generous living room with fireplace, a cozy family room, and an expansive private primary suite upstairs complete with its own balcony. Two bedrooms and one bathroom are conveniently located on the main level, offering a flexible floor plan for guests or multi-generational living. Garage may offer ADU potential (buyer to verify), ideal for added living space or rental income. The property also includes ample space for RV parking. Ideally situated near shopping, dining, and all that coastal living has to offer.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Eliseo Cisneros · eXp Realty of California Inc
Payment estimate
$5,920
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $80,900 · Loan: $728,100
- Principal & Interest
- $4,474
- Property tax (1.25%)
- $843
- Homeowners insurance
- $300
- Mortgage insurance
- $303
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $28,315 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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