37436 Umbrella
Palmdale, CA, 93551
$612,000
MLS: 26003244
Beds
4
Baths
3
Sq Ft
2,188
Lot
0.12 ac
Year Built
2017
MLS #
26003244
Days on Market
26
Listed
Apr 23, 2026
Description
Located on a quiet cul de sac in the highly desirable West Palmdale community of Anaverde, this beautifully upgraded home offers modern efficiency and thoughtful enhancements, including paid solar, a tankless water heater and an electric vehicle charging station in the garage. A welcoming covered front porch invites you into this popular Richmond American Fallon floor plan featuring an open concept design ideal for both comfortable living and entertaining. The main level showcases upgraded flooring, a spacious great room, dining area, and a stylish kitchen equipped with stainless steel appliances, rich Lincoln Maple Java cabinetry, natural stone countertops, and a large walk in pantry. Upstairs features a versatile loft, four spacious bedrooms, including a primary suite with a private bathroom and a generous walk in closet. Two of the secondary bedrooms feature custom TV accent wall mounts, adding a modern designer touch. A full secondary bathroom and convenient upstairs laundry room complete the second level. The front and backyard are fully landscaped with low maintenance design. The backyard offers a covered patio, creating the perfect setting for outdoor gatherings and relaxation.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Aldo Gonzalez · JohnHart Real Estate
Payment estimate
$4,551
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,200 · Loan: $550,800
- Principal & Interest
- $3,384
- Property tax (1.25%)
- $638
- Homeowners insurance
- $300
- Mortgage insurance
- $230
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $21,420 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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