38242 7th Street
Palmdale, CA, 93551
$490,000
MLS: 26002981
Beds
3
Baths
2
Sq Ft
1,772
Lot
0.17 ac
Year Built
1981
MLS #
26002981
Days on Market
12
Listed
Apr 14, 2026
Description
Opportunity awaits! Elegant two story home in Palmdale, CA. All bedrooms downstairs', 3 bedrooms 2 full bathroom, large loft/flexible room, 1,772 sf of living space, year 1981, corner lot modern home. commuter-friendly with easy freeway. Conveniently located near schools, parks, shopping centers, Palmdale Regional Medical Center, and medical offices, this home is also access. Step inside to a spacious living room with cathedral ceilings and a cozy fireplace, creating a warm and inviting atmosphere.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Blanca Deleon · Keller Williams Realty A.V.
Payment estimate
$3,704
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,000 · Loan: $441,000
- Principal & Interest
- $2,710
- Property tax (1.25%)
- $510
- Homeowners insurance
- $300
- Mortgage insurance
- $184
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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