38617 E 95th Street
Palmdale, CA, 93591
$679,900
MLS: 26002539
Beds
3
Baths
2
Sq Ft
1,864
Lot
2.25 ac
Year Built
1985
MLS #
26002539
Days on Market
31
Listed
Mar 27, 2026
Description
This is your opportunity to own a Ranch-Style Home on 2.2 Acres with Horse Facilities! This spacious 3-bedroom, 2-bathroom home offers a unique blend of country living and versatility. Perfect for horse enthusiasts, the property features horse stables and a dedicated riding ring on one side, while the other side boasts a HUGE drywalled permitted warehouse and 3 car garage with 400 amps! Both with the potential to be converted into additional living units (ADUs). The home itself includes a recently updated kitchen, a large family room perfect for gatherings, and a private backyard separated from the stables and garages by a beautiful brick wall. This property could become the perfect rural retreat. Whether you're looking for space for your horses, permitted workshop , or future guest housing, this home has endless potential.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Ileana Dominguez · Keller Williams Realty A.V.
Payment estimate
$5,023
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $67,990 · Loan: $611,910
- Principal & Interest
- $3,760
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $23,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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