39341 Thames Ct
Palmdale, CA, 93551
$450,000
MLS: 26000701
Beds
3
Baths
2
Sq Ft
1,257
Lot
0.16 ac
Year Built
1986
MLS #
26000701
Days on Market
89
Listed
Jan 27, 2026
Description
VERY COZY and WARM home with chimney in the living room. Very clean property in and out. 2years ago was remodeled in kitchen with NEW granite counter top, NEW laminated flooring and NEW vanity in both bathrooms. Sale is coming with Washer-Dryer, refrigerator, Microwave and Stove. HOME have a leased Solar Panels.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Mayra de los Angeles Quintana · E Group Realty, Inc.
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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