39443 E 162nd Street
Palmdale, CA, 93591
$460,000
MLS: 26002247
Beds
3
Baths
2
Sq Ft
1,800
Lot
0.50 ac
Year Built
1987
MLS #
26002247
Days on Market
34
Listed
Mar 18, 2026
Description
Ranch-style home offering 1,880 sq ft with 3 bedrooms and 2 bathrooms. Features include an open floor plan, updated kitchen with modern countertops, and laminate flooring throughout the main living areas. The home offers a spacious layout with a large dining room ideal for gatherings, as well as a generously sized primary bedroom. Additional features include a 2-car garage and indoor-outdoor flow to a large backyard patio. The fully fenced lot provides added privacy, while the expansive backyard includes multiple shipping containers offering excellent potential for workshop space, storage, or other uses. Conveniently located in Lake Los Angeles with ample space and versatility to make it your own.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Sally Sanchez · Dominguez Realty Group
Payment estimate
$3,495
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,000 · Loan: $414,000
- Principal & Interest
- $2,544
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $173
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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