PendingSingle Family Residence

42050 Valley Vista Drive

Lancaster, CA, 93536

1 / 33View all 33 photos

$539,900

MLS: 26003098

Beds

4

Baths

2

Sq Ft

2,048

Lot

0.26 ac

Year Built

1995

MLS #

26003098

Days on Market

4

Listed

Apr 24, 2026

Description

Very nice home located in a quiet neighborhood. 4 bedrooms and 2 baths. Large living room with vaulted ceilings. Family room features a brick fireplace. Granite counters in kitchen with a high end stove. Mirrored closet doors and ceiling fans in the bedrooms. The primary suite features a walk in closet and garden tub and separate shower. Laminate floors throughout The rear yard has a laege covered patio and several shades trees anf block walls.

Location

Lancaster, Los Angeles County, CA 93536

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Listed by: Irma DiPane · Keller Williams Realty A.V.

Payment estimate

$4,050

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $53,990 · Loan: $485,910

%
Principal & Interest
$2,986
Property tax (1.25%)
$562
Homeowners insurance
$300
Mortgage insurance
$202
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $18,897 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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