43028 W 45th Street
Lancaster, CA, 93536
$649,999
MLS: 26003185
Beds
5
Baths
3
Sq Ft
2,150
Lot
0.53 ac
Year Built
1957
MLS #
26003185
Days on Market
5
Listed
Apr 21, 2026
Description
Opportunity knocks on this versatile Lancaster property featuring a fully updated 4-bedroom, 2-bathroom main house plus a separate 1-bedroom, 1-bathroom ADU -- ideal for multi-generational living, rental income, or a live-in investment strategy. Situated on a generous lot with a long, rectangular footprint offering endless potential for expansion, storage, or recreational use. The main home welcomes you with an open-concept living and dining area showcasing a striking painted brick fireplace, luxury vinyl plank flooring, and arched architectural details that add character throughout. The kitchen impresses with granite countertops, dark cabinetry, and a layout that flows seamlessly into the living space. Both bathrooms have been tastefully updated with marble-look tile surround and modern fixtures. Outside, enjoy a large covered patio and a sprawling lot with room for RVs, toys, and more. The ADU features its own updated kitchen with gray shaker cabinets, stainless steel appliances, and a private entrance, fully self-contained and move-in ready. Whether you're an investor, a growing family, or a savvy buyer looking to offset your mortgage, this property delivers. Two homes. One lot. Endless possibilities.
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Gustavo Rodriguez · Real Brokerage Technologies
Payment estimate
$4,815
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $584,999
- Principal & Interest
- $3,594
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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