44632 Fern Avenue
Lancaster, CA, 93534
$630,000
MLS: 26003246
Beds
4
Baths
2
Sq Ft
1,680
Lot
0.20 ac
Year Built
1950
MLS #
26003246
Days on Market
3
Listed
Apr 23, 2026
Description
Welcome to this Unique Duplex Investment Opportunity in Lancaster, CA! This exceptional property features one main home plus a Brand New ADU built in 2026 located on one spacious lot, offering flexibility for multi-generational living or rental income. The main home offers approximately 1,700 sq ft of living space and includes 4 bedrooms (buyer to verify room count, sq footage and permits, a comfortable living room, dining room, and 2 full bathrooms. Each bedroom is equipped with its own A/C unit for added comfort. In the back of the property, you'll find a newly built ADU (2026) with 463 sq ft. This charming unit includes 1 bedroom, a kitchen, a full bathroom, and comes equipped with aBrand New washer and dryer at no extra cost. Both homes sit on a large lot with excellent potential for RV parking or future expansion. The property is already equipped with multiple RV power adapters, making it perfect for RV owners or additional utility use. Conveniently located just minutes from schools and downtown Lancaster, this property offers both comfort and investment potential. Don't miss this opportunity to own a versatile duplex in a centrally located Lancaster neighborhood. Schedule your showing today!
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Laiz Grajeda De Leon · Ayden Tyler Realty
Payment estimate
$4,676
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,000 · Loan: $567,000
- Principal & Interest
- $3,484
- Property tax (1.25%)
- $656
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $22,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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