44728 W 21st Street
Lancaster, CA, 93536
$364,999
MLS: 26001015
Beds
3
Baths
1
Sq Ft
997
Lot
0.18 ac
Year Built
1954
MLS #
26001015
Days on Market
79
Listed
Feb 5, 2026
Description
This charming single story 3-bedroom, 1-bath corner lot home in desirable West Lancaster offers 997 square feet of comfortable living space with a refreshing pool perfect for warm desert days. The inviting layout features a bright living area, a functional kitchen with ample cabinetry, and cozy bedrooms ideal for family, guests, or a home office. Step outside to a private backyard oasis where the pool becomes the focal point for relaxing or entertaining. Conveniently located near schools, shopping, and major commuter routes, this home blends everyday comfort with outdoor enjoyment in a sought-after neighborhood. Move-in and make it yours--showings now!
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Armando Cafuentes · Real Brokerage Technologies
Payment estimate
$2,835
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,499
- Principal & Interest
- $2,018
- Property tax (1.25%)
- $380
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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