ActiveSingle Family Residence

44745 Aspen Street

Lancaster, CA, 93535

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$505,000

MLS: 26002836

Beds

3

Baths

2

Sq Ft

1,914

Lot

0.22 ac

Year Built

2021

MLS #

26002836

Days on Market

17

Listed

Apr 9, 2026

Description

Beautiful newer construction home built in 2021, offering 3 bedrooms, 2 bathrooms, plus a versatile bonus room that can easily be converted into a 4th bedroom. This thoughtfully designed home features an open-concept great room with quartz countertops, vinyl plank flooring, and recessed lighting and window blinds throughout. Enjoy energy efficiency with owned solar and a tankless water heater. All bedrooms include brand-new carpet and spacious walk-in closets. Located in a quiet, family-friendly neighborhood close to schools, parks, shopping, hospitals, and everyday amenities. The backyard is perfect for entertaining, complete with block walls, a covered patio, and a charming gazebo--ideal for relaxing or gathering with friends and family. Don't miss out--this one is a must-see!

Location

Lancaster, Los Angeles County, CA 93535

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Listed by: Michelle Pendergast · Keller Williams Realty A.V.

Payment estimate

$3,808

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $50,500 · Loan: $454,500

%
Principal & Interest
$2,793
Property tax (1.25%)
$526
Homeowners insurance
$300
Mortgage insurance
$189
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $17,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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