44745 Aspen Street
Lancaster, CA, 93535
$505,000
MLS: 26002836
Beds
3
Baths
2
Sq Ft
1,914
Lot
0.22 ac
Year Built
2021
MLS #
26002836
Days on Market
17
Listed
Apr 9, 2026
Description
Beautiful newer construction home built in 2021, offering 3 bedrooms, 2 bathrooms, plus a versatile bonus room that can easily be converted into a 4th bedroom. This thoughtfully designed home features an open-concept great room with quartz countertops, vinyl plank flooring, and recessed lighting and window blinds throughout. Enjoy energy efficiency with owned solar and a tankless water heater. All bedrooms include brand-new carpet and spacious walk-in closets. Located in a quiet, family-friendly neighborhood close to schools, parks, shopping, hospitals, and everyday amenities. The backyard is perfect for entertaining, complete with block walls, a covered patio, and a charming gazebo--ideal for relaxing or gathering with friends and family. Don't miss out--this one is a must-see!
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Michelle Pendergast · Keller Williams Realty A.V.
Payment estimate
$3,808
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,500 · Loan: $454,500
- Principal & Interest
- $2,793
- Property tax (1.25%)
- $526
- Homeowners insurance
- $300
- Mortgage insurance
- $189
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $17,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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