639 Pacific Street A
Santa Monica, CA, 90405
$2,295,000
MLS: 26750171
Beds
3
Baths
3
Sq Ft
1,740
Lot
0.14 ac
Year Built
2007
MLS #
26750171
Days on Market
5
Listed
Apr 17, 2026
Description
A rare opportunity to own a true architectural gem in one of Santa Monica's most desirable pockets. This front-facing architectural townhome by award-winning Santa Monica based architect Michael Folonis is where modern design meets an effortless coastal lifestyle in the coveted Ocean Park neighborhood. Privately gated and filled with natural light, it showcases expansive floor-to-ceiling windows, clean industrial lines, and a seamless indoor-outdoor flow. The open-concept living space extends to a sunlit patio perfect for relaxed mornings or intimate gatherings, while the sleek kitchen is outfitted with premium appliances, custom cabinetry, and a generous island. Upstairs, 3 spacious bedrooms offer comfort and privacy, including a tranquil primary suite with a spa-inspired bath and walk in closet. Crowning the home are 2 rooftop decks, offering dynamic views in every direction, enjoy serene mountains and iconic landmarks like Getty Museum on one side, and a refreshing peek-a-boo of the ocean on the other, creating the perfect backdrop from sunrise to sunset. Additional highlights include direct-access 2-car garage parking, dedicated storage, and thoughtfully integrated modern systems throughout. Nearby local parks like Hotchkiss Park and Joslyn Park, and the vibrant dining and shopping scenes along Main Street and Rose Avenue. This home offers the ultimate in convenience and lifestyle. Spend Sundays strolling to the nearby farmers market or enjoy effortless beach days just minutes away.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Mystoura Afolabi · Beverly & Company Luxury Properties
Payment estimate
$16,242
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $229,500 · Loan: $2,065,500
- Principal & Interest
- $12,691
- Property tax (1.25%)
- $2,391
- Homeowners insurance
- $300
- Mortgage insurance
- $861
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $80,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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