650 Charleston Place
Ventura, CA, 93004
$1,299,000
MLS: V1-33633
Beds
4
Baths
3
Sq Ft
3,181
Lot
0.13 ac
Year Built
2004
MLS #
V1-33633
Days on Market
140
Listed
Dec 4, 2025
Description
Reduced Price!!! Spacious Spanish Style Former Model Move-In Ready Home located in the desirable Santa Rosa Walk neighborhood. This gorgeous home has 3,181 square feet, 4 Bedrooms, 3 bathrooms. Downstairs has a 4th Bedroom and 3rd bathroom plus an office with built-ins. Roomy living room with 2-story soaring ceilings presents plenty of natural light. Formal dining room for hosting family and friends and direct access to a side patio with a sparkling fountain. Downstairs bedroom and bathroom with large shower is available on the main floor for guests and potential for multigenerational living. Open concept Family room with crackling fireplace and built-ins. Enjoy preparing meals in the Gourmet Kitchen featuring walk-in pantry, breakfast bar, new Stainless Steel Refrigerator and plenty of storage plus a view of the landscaped, private backyard. Dual Zone HVAC. Brand new carpet, new exterior paint and a recent Section 1 Termite Clearance. Upstairs features a Large Primary Suite with his and hers walk-in closets and primary bath with dual vanities, Soaking tub and large tiled shower. Two Upstairs Bedrooms with a Jack-n-Jill bath and an Upstairs laundry room with storage and utility sink. Three car garage-two car parking plus separate one-car garage to use as a workshop or storage. Flexible living areas with ADU potential! Brand new carpet, new exterior paint and a recent Section 1 Termite Clearance. No Mello-Roos and No HOA! Near schools, parks, shopping, and minutes to the popular Ventura Pier, beaches and marinas! *Buyer to verify ADU feasibility with local zoning/building departments. Some photos are virtually staged.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Peggy Sue Tierney · RE/MAX Gold Coast REALTORS
Payment estimate
$9,323
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $129,900 · Loan: $1,169,100
- Principal & Interest
- $7,183
- Property tax (1.25%)
- $1,353
- Homeowners insurance
- $300
- Mortgage insurance
- $487
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $45,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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