669 W 40th 2
San Pedro, CA, 90731
$799,000
MLS: PV26077569
Beds
3
Baths
3
Sq Ft
1,576
Lot
0.14 ac
Year Built
1991
MLS #
PV26077569
Days on Market
1
Listed
Apr 21, 2026
Description
Coastal living at its finest in one of San Pedro's premier neighborhoods! Few opportunities ever arise to own a property in a newer building within this small, four-unit complex in this historic Point. Fermin area, just walking distance to the Korean Bell, Paseo Del Mar and Point Fermin Park. This 3 bedroom, 2.5 bathroom townhome features some ocean views and wonderful multilevel living. Enter through the street-level front entrance, which opens to a split level. The 1st level features a two-car garage, laundry room, and a bonus room perfect for a home office or gym. The 2nd level consists of 3 spacious bedrooms and 2 bathrooms including the primary suite, which has two closets and a large primary full bath. Head upstairs to the main 3rd level which features open-concept living, dining, and kitchen areas. Raised ceilings, multiple skylights, a balcony off the living area, and plenty of windows create a spacious feeling while inviting cool ocean breezes. The kitchen offers plenty of counter space and an area for a breakfast nook with a small outdoor patio. Additional excellent features include a wet bar, a fireplace, central vacuum, a dumbwaiter from the garage to the top floor for convenience, and low HOAs. You will want to see this one for yourself to truly appreciate its uniqueness! PLEASE SEE SUPPLEMENTS FOR FLOOR PLAN!
Location
San Pedro, Los Angeles County, CA 90731
Open on Google Maps ↗Listed by: Michael Harper · HH Coastal Real Estate
Payment estimate
$5,850
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,900 · Loan: $719,100
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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