718 Elm Street
Tehachapi, CA, 93561
$419,000
MLS: 26003062
Beds
3
Baths
2
Sq Ft
1,617
Lot
0.27 ac
Year Built
1964
MLS #
26003062
Days on Market
10
Listed
Apr 17, 2026
Description
Craving a corner-lot retreat with room to spread out in Tehachapi? Mature shade trees and vibrant foliage set a welcoming tone as you arrive at this 3-bedroom, 2-bath ranch-style residence offering 1,617 sq ft on a 0.27-acre lot! Sunlight pours through a large picture window, highlighting the generous living room with its laminate floors, neutral hues, white trim, and stone tile fireplace. The open-concept layout flows from the dining area into a kitchen designed for culinary creativity, featuring granite countertops, abundant cabinetry, stainless steel appliances, and a multi-seat breakfast bar. French doors reveal a bonus room with a heating stove, ideal for entertaining or as an office. Your primary suite presents soft carpet alongside a refreshed ensuite, while additional bedrooms share a stylish hall bath. Outside, a brick patio overlooks an extensive lawn ready for weekend BBQs or gardening. Notables include an attached 2-car garage, and over $45,000 of recent home renovations. Further, this home features a separate shed or room that easily can be used as an extra office space. With proximity to shopping, SR-58, and only a short drive to Mojave, imagine what life here could bring you next!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Adrian Rissling · RE/MAX All-Pro
Payment estimate
$3,123
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,900 · Loan: $377,100
- Principal & Interest
- $2,317
- Property tax (1%)
- $349
- Homeowners insurance
- $300
- Mortgage insurance
- $157
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $14,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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