ActiveTownhouse

722 W 223rd 2

Torrance, CA, 90502

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$649,000

MLS: SB26054226

Beds

3

Baths

2

Sq Ft

1,287

Lot

4.85 ac

Year Built

1979

MLS #

SB26054226

Days on Market

25

Listed

Mar 19, 2026

Description

This move-in ready 3-bedroom, 2-bath home offers a bright, open layout with thoughtful updates throughout. The main level features a spacious living room with high ceilings that opens to a private outdoor patio, along with a remodeled kitchen with quartz countertops, stainless steel appliances, breakfast bar, and adjacent dining area. Waterproof luxury vinyl plank flooring runs through the main living spaces, and the home is equipped with ceiling fans and air conditioning for year-round comfort. The lower level also includes a remodeled three-quarter bath and direct access to a private two-car garage. Upstairs are three well-sized bedrooms and a remodeled full bathroom. The community features a large pool with nearby restrooms and outdoor shower, as well as a spacious lawn area.

Location

Torrance, Los Angeles County, CA 90502

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Listed by: Ben Larson · Real Broker

Payment estimate

$4,808

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100

%
Principal & Interest
$3,589
Property tax (1.25%)
$676
Homeowners insurance
$300
Mortgage insurance
$243
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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