Under ContractSingleFamilyResidence

812 S Brown

Bakersfield, CA, 93307

1 / 4View all 4 photos

$299,999

MLS: SR26032077

Beds

4

Baths

2

Sq Ft

1,412

Lot

0.26 ac

Year Built

2004

MLS #

SR26032077

Days on Market

70

Listed

Feb 11, 2026

Description

Just hit the market! This 4-bedroom, 2-bathroom home offers incredible potential for the right buyer. Featuring a breakfast area and a spacious backyard perfect for entertaining, this property is ready for your vision. Bring your tools and creativity and turn this fixer upper into the home of your dreams!

Location

Bakersfield, Kern County, CA 93307

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Listed by: Roger Magana · Golden Valley Real Estate Group

Payment estimate

$2,384

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $30,000 · Loan: $269,999

%
Principal & Interest
$1,659
Property tax (1.25%)
$312
Homeowners insurance
$300
Mortgage insurance
$112
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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