826 Oro
San Pedro, CA, 90731
$769,900
MLS: SB26087023
Beds
2
Baths
1
Sq Ft
864
Lot
0.06 ac
Year Built
1925
MLS #
SB26087023
Days on Market
0
Listed
Apr 22, 2026
Description
Step into charm and comfort at 826 Oro Terrace in the heart of San Pedro, CA. This beautifully remodeled home is the perfect blend of classic character and modern updates. Freshly painted inside and out, the home radiates warmth and style from the moment you arrive. Step inside to discover brand-new flooring that stretches throughout, adding a fresh, cohesive feel to the entire space. The recent remodel elevates every corner of this home, offering a move-in-ready experience for its next owner. Whether you’re enjoying cozy evenings or hosting friends, this home provides a welcoming retreat. Located in a desirable neighborhood, you’re just moments away from San Pedro’s vibrant waterfront, parks, and local dining. Don’t miss the chance to own this thoughtfully updated gem—826 Oro Terrace is ready to welcome you home!
Location
San Pedro, Los Angeles County, CA 90731
Open on Google Maps ↗Listed by: Joshua Hammond · Compass
Payment estimate
$5,648
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,990 · Loan: $692,910
- Principal & Interest
- $4,257
- Property tax (1.25%)
- $802
- Homeowners insurance
- $300
- Mortgage insurance
- $289
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $26,947 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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