8536 Underwood Avenue
California City, CA, 93505
$285,000
MLS: 26001919
Beds
3
Baths
2
Sq Ft
1,588
Lot
0.22 ac
Year Built
2010
MLS #
26001919
Days on Market
53
Listed
Mar 6, 2026
Description
THIS 3 BEDROOMS IS A beautiful BEAUTY. IT COMES WITH A BRICK WALL KITCHEN DINNING AREA LAUNDRY AREA LIVING ROOM ,SOLAR IS LEASED. HAVE 2 BATH ROOMS. MASTER BED ROOM AND 2 OTHER BED ROOMS. A MUST TO SEE!!!!PLEASE CALL FOR AN APPOINMENT.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Queen Carter · Keller Williams Realty A.V.
Payment estimate
$2,220
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,500 · Loan: $256,500
- Principal & Interest
- $1,576
- Property tax (1%)
- $238
- Homeowners insurance
- $300
- Mortgage insurance
- $107
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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