9508 Evelyn Avenue
California City, CA, 93505
$285,000
MLS: 26003143
Beds
3
Baths
2
Sq Ft
1,475
Lot
0.23 ac
Year Built
1990
MLS #
26003143
Days on Market
5
Listed
Apr 20, 2026
Description
Charming 3-bedroom, 2-bath home located on the desirable north side of California City! This owner-occupied property offers a functional layout, comfortable living spaces, and great potential for both first-time buyers and investors. Equipped with natural gas and on septic, this home provides practical and efficient living. Conveniently situated near local amenities while still offering a quiet neighborhood feel. Priced to sell--don't miss this opportunity to make it yours! sell is contingent to seller securing a replacement property!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Lelainy Saavedra · Coldwell Banker Frontier
Payment estimate
$2,220
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,500 · Loan: $256,500
- Principal & Interest
- $1,576
- Property tax (1%)
- $238
- Homeowners insurance
- $300
- Mortgage insurance
- $107
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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