21031 Orchid Drive
California City, CA, 93505
$310,000
MLS: 26003287
Beds
3
Baths
2
Sq Ft
1,295
Lot
0.17 ac
Year Built
1978
MLS #
26003287
Days on Market
28
Listed
Apr 24, 2026
Description
This charming single-story home offers comfort, functionality, and great potential both inside and out. From the moment you arrive, you'll appreciate the spacious driveway, attached two-car garage, and inviting front entry that sets the tone for this well-maintained property. Step inside to discover a beautifully kitchen featuring modern white cabinetry, sleek countertops, and a stylish tile backsplash. The space is filled with natural light from the wide window above the sink, creating a bright and airy environment perfect for cooking, entertaining, or enjoying your morning coffee. Clean lines and contemporary finishes make this kitchen a true highlight of the home. Outside, the property offers a generously sized backyard with endless possibilities. Whether you envision creating a lush garden, adding outdoor seating, or designing your own private retreat, this space is a blank canvas ready for your personal touch. The existing fencing provides privacy, while the open layout allows for flexibility in design. Ideal for first-time buyers, investors, or anyone looking to customize their outdoor space, this home combines move-in-ready interior features with room to grow. Conveniently located near local amenities, this property presents a fantastic opportunity to own a home with both comfort and potential. Don't miss your chance to make it yours.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Raul Toledo · Century 21 Masters
Payment estimate
$2,389
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,000 · Loan: $279,000
- Principal & Interest
- $1,714
- Property tax (1%)
- $258
- Homeowners insurance
- $300
- Mortgage insurance
- $116
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $10,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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