21750 Ripple Lane
Tehachapi, CA, 93561
$450,000
MLS: 26003360
Beds
4
Baths
2
Sq Ft
1,683
Lot
0.34 ac
Year Built
2022
MLS #
26003360
Days on Market
0
Listed
Apr 26, 2026
Description
Charming 2022 Built Home in Golden Hills - Tehachapi This beautifully maintained newer construction home, built in 2022, offers 1,683 sq. ft. of comfortable, modern living with 4 bedrooms and 2 bathrooms. Located at the end of a quiet cul-de-sac in the desirable Golden Hills community, it sits on a generous .34-acre flat lot that provides endless possibilities for outdoor enjoyment and customization. Step inside to an inviting open-concept layout where the spacious family room flows seamlessly into the kitchen and dining area. The kitchen features a large island perfect for casual meals or entertaining, along with elegant stone countertops and abundant natural light. One of the bedrooms is conveniently located just off the dining area--ideal as a fourth bedroom, home office, or guest suite. The remaining bedrooms are tucked down the hallway for privacy, including a generous master suite with a well-appointed en-suite bathroom. Outside, the expansive .34-acre lot is a true blank slate--flat, fully usable, and ready for your personal touches. Add a shop, install fencing, create a garden, or design your dream backyard oasis. The property offers tremendous potential without any major obstacles. Just five minutes from town and conveniently close to Old Town Tehachapi, this home combines peaceful suburban living with easy access to local amenities, schools, and recreation. Whether you're looking for a family-friendly retreat or a low-maintenance home with room to grow, this Golden Hills gem is move-in ready and waiting for its next chapter. A fantastic opportunity in a sought-after community--schedule your showing today!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Lorena Semerenko · RE/MAX All-Pro
Payment estimate
$3,332
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1%)
- $375
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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